一些- 1189088293

车辆保护

A vehicle is a big investment, so it’s important to protect it. Our vehicle protection options include 保险的差距, 信用人寿和伤残保险, multi-shield保护, and extended warranty coverage to help keep your investment safe.

我们有很多选择

365asia手机

车辆

你的车有更好的价格! Start saving money with a better rate and no payments for 90 days.我们会让事情变得简单,今天就开始吧!
船舶贷款

船舶

你的车有更好的价格! Start saving money with a better rate and no payments for 90 days.我们会让事情变得简单,今天就开始吧!

摩托车贷款

摩托车 & ATV

你的车有更好的价格! Start saving money with a better rate and no payments for 90 days.我们会让事情变得简单,今天就开始吧!

房车贷款

RV

你的车有更好的价格! Start saving money with a better rate and no payments for 90 days.我们会让事情变得简单,今天就开始吧!

就像一,二,三一样简单快捷!

  1. 研究
    下载 our free 汽车 Buying Guide that will take you through the car-buying process step-by-step. Our loan 计算器 can help you estimate payments, so you know exactly what you can afford.
  2. 应用
    Get fast, easy pre-approvals when you apply online! 保存 even more money by using an auto check during your search.
  3. 保护
    买车是一项重大投资. 保险的差距, 信用人寿和伤残保险, multi-shield保护, and an extended warranty can cover unforeseen expenses, from collisions to simple damage from daily wear and tear.
下载汽车购买指南

不太确定从哪里开始?

We know that buying a car can be a long and intimidating process. Our downloadable 汽车 Buying Guide will help you get started, and our qualified financial experts are here to help you choose the loan terms that work best for your lifestyle.

下载

365asia手机利率

常见问题

Who is eligible to apply for an auto loan?

You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, & either a U.S citizen or resident alien (permanent or non-permanent).

你们提供什么类型的365asia手机?

  • 经销商购买
  • 当前365asia手机的再融资
  • 租赁收购
  • 私人派对

Why should I finance my auto with Texas Tech Credit Union?

作为一个信用合作社, we have the ability to offer lower interest rates, 更低的费用, and additional products at a lower cost than our competitors or car dealerships.

If I am approved, how long is my loan offer good for?

Your loan approval is locked in for 30 calendar days from the date of your original loan submission.

What are the benefits of refinancing my auto?

Refinancing may reduce your monthly payment through lowering your interest rate, 延长贷款期限, 或两个. Also, refinancing may help you reduce the overall amount of interest paid.

Can I refinance my existing auto loan through Texas Tech Credit Union?

是的. Any auto loan that you have financed somewhere else qualifies.

Do I need to make a down payment to be approved for an auto loan?

不需要首付款. In some cases, it may improve the loan-to-value ratio, which may help with the approval process.

我需要一个共同申请人吗?

No, 但这取决于你的情况, it may help you meet the requirements for credit and ability to repay the loan.

How soon will I receive a decision after I submit my loan application?

If we have all the information needed, within minutes. If we need verification of some sort or documents, the decision process will be delayed.

Can I get pre-approved before I pick out my auto?

是的. It allows you to know exactly how much you are approved for. Don’t reveal to the seller or dealership the maximum amount you were approved for.

How can I sign my approval loan documents?

If email was provided, we can send everything electronically to sign. Or, you can come into any TTCU branch to sign in person.

你们提供GAP或保修吗?

是的. We offer 3 additional products you can purchase for your newly purchased auto investment. GAP (Guaranteed Asset 保护ion), 车辆 Service Contract (Warranty), & Multishield.

什么是GAP?

GAP是一个可选的覆盖范围 covers the difference between the amount owed on the loan and the vehicle’s value. 适用一些例外情况.

提供什么保修??

Service contracts is an optional coverage in the event that a major mechanical component of the vehicle, 比如发动机, 传输, 加热/冷却系统, 海豹, 垫圈, 或者燃料系统, 需要修理. The coverage last for a specific time period or vehicle mileage.

什么是多屏蔽?

Multishield is an optional coverage that includes cost for tire repair or replacement, 修理轻微的凹痕和门钉, 修理挡风玻璃碎块, and 24/7/365 emergency roadside assistance.

What are the prices for additional products?

Prices differ depending on the type of vehicle but are offered to you at a much lower cost than an auto dealership.